Public liability up to $20 million
Booth Cover is photo booth insurance for Australian operators, starting with public liability up to $20 million. Public liability helps pay the compensation if a guest is hurt, or a guest's belongings are damaged, and you're legally responsible. Cover for your booths and equipment breakdowns can be added to it, and you can also get cover for trailers and shipping.
Call 1800 556 777Booth Cover was started because the big insurers didn't understand photo booths. They often treated operators as photographers or as part of the amusement industry, so the cover on offer was inadequate, unusable or too expensive.
People from the photo booth industry set it up for the industry, and it has been running since 2016. It's now run by Grace Insurance, a broker that's Australian owned. A broker is a business that arranges your cover with insurers for you.
The company behind Grace Insurance is GeePeeVee Pty Ltd, a corporate authorised representative, which means it arranges insurance under another firm's licence. The licence belongs to Community Broker Network Pty Ltd, whose Australian Financial Services Licence (AFSL) is number 233750.
Booth Cover agrees to follow the National Insurance Brokers Association (NIBA) Code of Practice, a set of service standards for insurance brokers.
The policy Booth Cover arranges is public and products liability in one. The products side pays if something you use, supply or sell injures someone or damages their belongings. Public liability also covers losses caused by your work and services.
The basic excess, your own share of each claim before the insurer pays, is $250.
Up to $20m
Cover goes up to $20 million for an injury, death or damage to someone's things that you or anyone working for you caused. Think of a booth tipping over onto a guest, or someone tripping on a cable or prop. It also includes your work as a DJ, photographer or videographer.
photo booth public liability insurance
Up to the value you set
An add-on is extra cover that goes onto a Booth Cover public liability policy. General property covers your photo booths and your DJ, photography and videography gear against sudden accidental damage, loss and theft. It's covered at any hour, anywhere in Australia: at your premises, at a venue, or on the road.
general property insurance
Up to $5,000
Pays for repairs, up to $5,000, when a booth or other electronic equipment breaks down from an electrical fault. Add it after public liability and general property are on your policy.
electronic equipment breakdown insurance
Up to $10,000
A photo booth trailer usually isn't covered by the insurance on the vehicle that tows it. Trailer cover protects it, up to $10,000, against damage or loss from fire, flood, hail, malicious damage, an accident, and theft or attempted theft.
photo booth trailer insurance
Cost price plus shipping plus 10%
If you import booths or equipment and the supplier doesn't insure them on the way, this covers damage or loss in transit to Australia. Goods are covered door to door, from when they leave the supplier to when they reach you, depending on your terms of purchase. Set the amount of cover at the cost price plus shipping plus 10%.
air and sea shipping insurance
Each cover has exclusions and conditions. Before you buy, check the Product Disclosure Statement (PDS): it lists the events covered, the exclusions and any conditions on a claim.
Some operators think a photo booth doesn't need insurance the way a photographer does. A booth at an event still has guests around it, cables on the floor and gear going in and out of a van. If a guest is hurt or your gear is damaged, you pay the cost yourself unless you're insured.
A booth can short circuit and catch fire even with fire safety steps in place. General property covers fire damage at your premises or a customer's venue, so you don't pay to replace the gear yourself. If the fire damages the venue or injures someone and you're held responsible, it's a public liability claim.
If a guest has something stolen at your booth, they may say you set it up somewhere unsafe and ask you to pay. If they blame your negligence, a lack of reasonable care, and you're held responsible, public liability helps pay their claim. If thieves break into a building or vehicle and take your booth, general property covers it.
A booth can fall over while it's unloaded from the van, or get damaged in a traffic accident. Until it's fixed, you may have to turn bookings away. General property covers the repair or replacement cost, up to your sum insured: the replacement value you choose to cover.
As well as the insurance, you get help finding bookings and a badge that shows the people booking you that you're insured.
Up to20Photobooth Finder lead credits
Every new client gets credit for up to 20 photo booth leads from Photobooth Finder. A lead is an enquiry from someone who wants a booth. Photobooth Finder is a directory people use to find a booth for a wedding, birthday, graduation, holiday party, corporate event or charity night.
You can show a Booth Cover public liability badge, so the people booking you can see you're insured.
When you choose Booth Cover, you get backlinks, which are links from another website to yours. Backlinks help your website rank higher in Google and other search engines, so people looking for a booth can find you.
You can spread your premium, which is what the policy costs, across monthly payments to free up cash in the business. Paying monthly works like a loan, so interest is added and you pay more over the year than with a single payment.
If someone makes a claim against your photo booth or photography business, public liability also pays for a lawyer to represent you.
After going through numerous insurance companies we finally feel we have the coverage we require with Booth Cover. The team went above and beyond to ensure the process was easy and ALL of our insurance needs were met.
Switching to Booth Cover was one of the best business decisions we have made and now feel we have the peace of mind knowing we are fully covered. Cannot thank Booth Cover enough!
The process was easy and simple! It's great to finally be able to cover our photo booths anywhere around Australia which gives a peace of mind to both our staff and ourselves.
We have been extremely blessed to have come across Booth Cover who are run by industry leaders with experience in what we as owners go through in protecting our businesses. Thanks Team!
I've had Booth Cover for a few years now and although I've luckily never had to make a claim (touch wood!), I've expanded my business and added various bits of equipment to my policy over the years.
The Booth Cover team has always been prompt, easy to deal with and accommodating. Very happy with the price and coverage compared to what I had before.
Starting our new business, price was a big factor. Even an insurance broker admitted they couldn't get a better deal. Offering a monthly option certainly helped us out as well.
Booth Cover's customer service was outstanding as well answering all our emails, and reproducing documentation quickly for review. We would happily recommend Booth Cover.
Thank you to the team for quickly arranging the insurances I needed to get started with my new business…as it is very difficult to get it from anywhere else.
They provided me with top customer service and explained things very clearly. Will thoroughly recommend Booth Cover, and will always be my first point of contact for any other cover I may require in the future.
The team at Booth Cover are fantastic to deal with. They understand the photo booth industry and they knew what cover we needed to protect our business.
The quote process covered all aspects of our business requirements and now we can rest assured we are well looked after with an industry specific provider and it was super simple! We would highly recommend getting insurance through Boothcover!
Free badge
The Booth Cover badge is free for every client. Put it on your website and booking materials so clients can see you're insured before they book.
5% in lead credits, up to $99
New clients get 5% of their policy cost back as Photobooth Finder lead credits, up to $99, once per customer. Existing Photobooth Finder members get the credits within 30 days of paying for their policy in full. If you're not a member, register within 45 days of taking out your policy and tell Photobooth Finder you're with Booth Cover.
Backlink for a testimonial
SEO, short for search engine optimisation, is the work of getting your website higher in Google. Write a testimonial about our service and Booth Cover will give you a free backlink to your website in return.
Call 1800 556 777 or email info@graceinsurance.com.au, or send the form with the covers you're interested in. Quotes take two business days and cover can't be backdated, so ask well before your next event.
Booth Cover is run from Grace Insurance's head office at Unit 14, 115 Grand Boulevard, Joondalup WA 6027. The office is open Monday to Friday, 8:30am to 5:00pm Perth time (AWST).
If a person is hurt or killed and you're legally responsible, it helps pay their claim. That includes harm from you, your workers, or a product you use, supply or sell, such as a booth that tips over. It doesn't cover deliberate, illegal or criminal acts, gross negligence (a reckless lack of care), or injury to you or your workers.
Usually not. The policy on the vehicle that tows a trailer doesn't normally cover the trailer itself. Booth Cover trailer insurance covers it for up to $10,000.
General property, the cover for your booths, goes onto a Booth Cover public and products liability policy, so you take the two out together. Electronic equipment breakdown can then be added once general property is on the policy.
Two business days. Cover can't be backdated, which means it can't start before the day it's arranged, so get your quote in before the event.
Yes. Paying monthly spreads the cost, but it works like a loan. Interest is added, so the total is higher than one upfront payment.
Booth Cover public liability includes cover for DJs, photographers and videographers. For any other business activity, call 1800 556 777 or send the form for a custom quote.
