Booth Cover blog

Top 5 reasons for photo booth business insurance

The short answer

Photo booth operators insure to protect the business from a claim that could close it, and to look after clients and venues. Many venues require hire operators to hold their own insurance. Cover also protects your equipment, and showing you're insured builds trust with the people booking you.

1. Protect your photo booth business

Your photo booth business is how you earn a living, so keeping it safe should sit near the top of your list.

When someone makes a claim against you, public liability, the cover that pays if you're held responsible for injury or damage, can decide whether the business keeps trading or closes.

2. Protect your photo booth clients

Clients pay for more than a booth. They're paying for a professional service, and part of that is knowing you're covered if something goes wrong at their event.

Two wedding guests with a feather boa and a prop sign using a ring light photo booth at night
Guests using a photo booth at an event

3. Protect your venues

Most venues carry their own insurance, but that insurance often says third-party contractors, such as photo booth hire operators, must hold cover of their own.

Venues also send you a lot of referrals and bookings, so looking after them is good business.

Photo booth operator setting up a ring light at an outdoor wedding venue
A photo booth set up at a wedding venue

4. Protect your photo booth equipment

Most of what a photo booth business owns is electrical: booths, printers, cameras, monitors, computers and tablets. Then there's stock like photo albums, props, backdrops, frames and tables.

An electrical fault, a break-in, a fire or deliberate damage can stop you working for weeks, or stop you trading altogether.

Gloved hands packing a camera and ring light into a padded road case
Photo booth equipment packed for an event

5. Build trust with your photo booth clients

People booking often compare a few operators on price, so show on your website and quotes that you're insured. It helps them trust you before they book.

Every Booth Cover client gets a free Booth Cover badge to put on their website.

Booth Cover public liability badge
The Booth Cover badge

Insurance built for photo booth businesses

Booth Cover has been insuring photo booth operators since 2016. For a quote with no obligation, fill in the quote form.

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